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Privacy, explained plainly.

The Coverage Clarity Tool is designed to provide general education without requiring an account or a policy upload.

Last updated: July 26, 2026

What the guided tool collects

The seven guided situations use the choices you make in your browser to prepare an educational result. The guided tool does not ask for your name, email address, full policy, or payment information.

Optional ChatGPT-powered questions

If you choose to type a general question into the optional ChatGPT-powered section, the question text is sent to OpenAI to generate a plain-English educational response. The request is configured not to store the response through the OpenAI API.

Do not include personal or sensitive information in your question. Use general descriptions and redact identifying details.

Purchases and external pages

When you choose to view or buy a guide, you may be sent to a separate checkout page. That provider handles the information you enter there under its own privacy and payment practices. The Coverage Clarity Tool does not collect card information.

Information you should not share

  • Social Security or driver’s license numbers
  • Full policy, claim, loan, or bank-account numbers
  • Names, street addresses, VINs, or other identifying details
  • Unredacted policy packets or claim documents

Changes to this notice

This notice may be updated as the tool changes. The date above shows the latest published version.

Keep sensitive information private.

Do not enter names, addresses, Social Security numbers, driver's license numbers, full policy numbers, claim numbers, bank information, loan numbers, VINs, or other identifying details into the free tool.

Your Insurance CousinPlain-English Insurance Education

This site provides general insurance education and does not determine coverage, eligibility, claim outcomes, policy interpretation, or pricing.

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